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About Leilani Cunningham and Associates - Information about Leilani Cunningham and Associates of Honolulu, Hawaii Kai and Ewa Beach, Hawaii? Testimonials - Read what Leilani Cunningham's Team's clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more Hawaii home buying & property selling information is guaranteed by Leilani Cunningham and Associates. Privacy Guarantee - This Honolulu, Hawaii Kai and Ewa Beach real estate web site will respect your privacy, guaranteed by Leilani Cunningham and Associates. No Obligation Guarantee - Leilani Cunningham's Team's real estate help by email is free & without obligation for Honolulu, Hawaii Kai and Ewa Beach home owners in Hawaii. For Real Estate Agents - Let Leilani Cunningham and Associates help you with your professional real estate broker and agent needs in the Honolulu, Hawaii Kai and Ewa Beach area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact Leilani Cunningham and Associates. Go to Main Sitemap - Main sitemap sections include Find Honolulu, Hawaii Kai and Ewa Beach Homes, For Home Buyers, For Home Sellers, Honolulu, Hawaii Kai and Ewa Beach Information, Real Estate Resources, and About Leilani Cunningham and Associates. 
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
On what famous American street can you find the most expensive retail space for rent anywhere in the world?
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| A |
Fifth Avenue, New York City, U.S.A. offers retail space for rent at the rate of $580 per square foot. |
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Team Leilani Cunningham
Coldwell Banker Pacific Properties
4211 Waialae Ave. Kahala Mall Rooftop, Suite UW1
Honolulu, HI 96816
Tel: 808-382-3000
Fax: 808-748-8030
Email: Leilani@TeamLeilani.com
Leilani Cunningham was born and raised on Oahu. Living in the islands and remembering all the wonderful places, experiences, and people that have been part of her life growing up in Hawaii means she can offer local expertise for clients searching for just the right home, work experience to help market her clients’ properties effectively, and valuable business relationships to support smooth closing for all parties in every transaction. Leilani is excited to now have her daughter Kahi working as her associate.
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